Personal Umbrella InsurancePersonal Umbrella insurance provides you with protection against catastrophic events. If you reach the limits of your primary insurance coverage, whether homeowners, auto, or boat insurance, a personal umbrella policy will cover you up to the limits you purchase.
No one expects to be sued, but it can happen and the financial impact can be disastrous. Umbrella coverage can provide protection for potential liability claims made against you that may not be covered by your other policies including defamation of character, libel and slander. If you ever have to pay such a judgment, a personal umbrella policy can close the gap in coverage and safeguard your assets.
Some of our umbrella policies also offer additional Under and Uninsured Motorist coverage. This can be very important if you are in an auto, boat or motorcycle accident with a person who is under or uninsured and you or someone in you car is injured.
Umbrella policy rates are lower than you might think and we offer policies ranging from $1,000,000-$50,000,000. Additional liability insurance is often inexpensive, especially when compared to the coverage you gain.